There are a number of ways to lower the cost of senior care. But they may involve some creativity. For example, one way to cut costs of senior caring is by finding volunteers at a local church or high school to provide a few hours of caregiving each week or scheduling a few hours each week at an adult day program. Is your senior eligible for veteran's benefits, Medicare, or Medicaid? These are all different ways that you can get financial help with your senior care costs.