Continuing care retirement communities are retirement communities with accommodations for independent living, assisted living, and nursing home care, offering residents a continuum of care. The communities ensure a dignified place for your or your senior to stay. Depending on your location and specific needs your options may vary. Since many sponsors of CCRCs include religious, fraternal and community organizations, and other companies involved with developing these retirement communities, they often imbue their philosophies and ideals within the communities. Although there is no overarching federal agency that regulates retirement communities, the private non-profit organization CARF-CCAC provides a voluntary process for individual CCRCs to become accredited.
Visitors and residents of the state of Washington can enjoy peaceful seaside cities or old growth forests to their heart’s content. Whale watching is a specialty of the Seattle coast and with The Cascade Range and the Olympic Mountains. There’s never a shortage of natural beauty in Washington. This is exemplified in places like the Lelooska Foundation & Museum in its displays of many artifacts and pieces from Native Americans in Washington. With a wide range of dining and entertainment options, new experiences are a daily perk of living in a Washington continuing care retirement community.
Washington State has an eclectic history of agricultural, maritime, industrial, and Native influences that comprise a diverse and vibrant sense of location today. The aesthetics found in Washington are largely a fusion of Indigenous art and modern elements. The Cascade Range blocks the Pacific Ocean from the eastern region, which has hotter summers and colder winters. The western region has dry, cool summers and wet, mild winters. Although it can get rainy, Washington is great for those trying to beat the heat. The welcoming atmosphere of the coast is great for many retirees.
CCRCs in Washington are subject to a list of rules, regulations, and laws that can be found on the Washington State Department of Health website. These regulations include strict health codes, extensive employee background checks, and routine facility inspections.
Crime in Washington is slightly higher in terms of property crimes and the amount of crime per square mile. Luckily, violent crime is less than the national average at 2.85 occurrences for every thousand residents. Finding a safe location to receive long-term care is vital to its effectiveness overall. Listed below are some of the safest locations in Washington State.
Location Violent Crimes Per 1,000 Residents Property Crimes Per 1,000 Residents Sammamish .22 5.52 Connell 1.52 5.24 DuPont 1 6.55
(source: safewise.com)
The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location. The national average cost of an entrance fee based on the most recent data is $248,000, and this price is expected to continue to fluctuate based on local housing prices.
The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a “buy-in” option, meaning they join the community through buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.
From a Report by The U.S. Government Accountability Office.
Entering a Washington CCRC doesn’t mean your rights as a United States citizen are left behind. These state and federal rights ensure that you are treated with dignity and the proper care that you or your senior deserve. Additionally, all services provided and a description of your rights within each particular CCRC are to be displayed and understood upon entering into your continuing care contract. If your rights are violated, don’t hesitate to contact a legal advisor familiar in senior law. Coupled with Washington’s diverse attractions and high-quality communities, your move to a CCRC can be the perfect chance to retire comfortably.
Since the goal of CCRCs is to aid residents in living independently, most communities will require a health screening in order for individuals to be admitted. Many times an applicant’s health records are required in tandem with physical examination given by a physician selected by the particular CCRC. Unfortunately, it is common for applicants with frailties and those older than 80 years of age to be denied admission, especially if their pre-existing medical conditions are excluded from the health care coverage to be provided.
Residents receiving nursing home care or any other type of medical attention in Washington are entitled to a comprehensive and accurate record of their diagnosis and treatment. State and federal laws provide that residents have access to their records and health information, as well as the right to know when disclosures have been made. Otherwise, these records are to remain confidential for up to 7 years and can be accessed by submitting a request and providing a small fee.
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