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Continuing care retirement communities are retirement communities with accommodations for independent living, assisted living, and nursing home care, offering residents a continuum of care. The communities ensure a dignified place for your or your senior to stay. Depending on your or your loved one's needs your options for CCRCs in Minnesota may vary. Although there is no overarching federal agency that regulates retirement communities, the private non-profit organization CARF-CCAC provides a voluntary process for individual CCRCs to become accredited.
Minnesota hosts a wide range of attractions with many perks in the North Star State. Residents can enjoy the breathtaking Lake Superior for some quality outdoor recreation or head into Twin Cities to see a superior production at Guthrie Theater. Minnesota is also home to the Mall of America and shopping is tax-free, so bargain hunters rejoice!
Historically, Minnesota is known as a farming community, finding economical success in cutting timber and milling wood. Minnesotans are known as some of the friendliest, warm-hearted folks. A center of German and Scandinavian heritage with many different types of transplants. Minnesota is culture-rich and full of diversity. Residents of the state are some of the healthiest and best-educated people in America.
Situated on the most northern board of the United States, Minnesota experiences four distinct climates with added weather phenomena. Beginning in November, Minnesota winters last through April bringing heavy snowfall with average snow accumulation between 30-70 inches depending on the location. Winter temperatures consistently fall below freezing and occasionally below 0 degrees. As Minnesota transitions into spring, late winter, and early spring blizzards are common, along with frequent thunderstorms during late spring.
Continued care homes in Minnesota are subject to a list of rules, regulations, and laws that can be found in the Minnesota Department of Health website. These regulations and laws are designed to make CCRCs in Minnesota the best they can be by implementing things like strict health codes, extensive background checks, and regular facility inspections.
In nearly every category, Minnesota’s crime rates are well below the national average. Remarkably, towns such as Mountain Iron, Plainview, and La Crescent had no violent or property crimes in 2012. Nearly one-third of Minnesotans have a bachelor’s degree or higher and the state has one of the lowest unemployment rates nationwide. If you’re looking for a CCRC in Minnesota, rest assured you’ll find a safe environment and plenty of care staff. Some of Minnesota’s safest cities include.
Location Violent Crimes Per 1,000 Residents Property Crimes Per 1,000 Residents St. Joseph 0 2.99 Winona .91 2.61 West Hennepin 1.09 6
The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location. The national average cost of an entrance fee based on the most recent data is $248,000, and this price is expected to continue to fluctuate based on local housing prices.
The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a “buy-in” option, meaning they join the community through buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.
The difference in prices is largely a result of the type of contract residents enter into, as well as their individual health care costs and possible Medicare or Medicaid coverage.
From a Report by The U.S. Government Accountability Office.
Federal and state law guarantee that your freedoms, privacy, and ability to act autonomously are preserved while receiving care at the community's various levels. Additionally, all services provided and a description of your rights within each particular CCRC are to be displayed and understood upon entering into your continuing care contract. If these rights are violated, don’t hesitate to contact a legal advisor familiar with senior law. Coupled with Minnesota’s diverse attractions and high-quality communities, your move to a CCRC can be the perfect chance to retire comfortably.
Since the goal of CCRCs is to aid residents in living independently, most communities will require a health screening in order for individuals to be admitted. These medical records are important because if an applicant is deemed too frail then they may not be admitted. These medical records are available for access at any time. State and federal laws provide that residents have access to their records and health information, as well as the right to know when disclosures have been made. Otherwise, these records are to remain confidential for up to 7 years and can be accessed by submitting a request and providing a small fee.