Discover CCRCs In Louisiana

Continuing care retirement communities are retirement communities with accommodations for independent living, assisted living, and nursing home care, offering residents a continuum of care. The communities ensure a dignified place for your or your senior to stay. Since there is no overarching federal agency that regulates retirement communities, the private non-profit organization CARF-CCAC provides a voluntary process for individual CCRCs to become accredited. Although this process is very expensive and lengthy, communities that are accredited by CARF-CCAC can usually be considered of higher quality and standing than others.


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Recreation and Attractions in Louisiana

Boasting a richly diverse and flavorful culture, Louisiana has a layered history. Take a tour through the bayou or visit historical plantation mansions, capping the day with some classic Creole cooking. You’ll have a hard time staying unoccupied between your visits to the French Quarter, Baton Rogue, or any of Louisiana’s unique regions and cities.

Louisiana's Climate, Geography, and Culture

The northern region of Louisiana is less humid and very moist compared to the south, which is very hot and humid, especially during the summertime. The average temperature is 70 degrees, with an average low temperature of 61 degrees, and an average high temperature of 78 degrees. It snows more in the north, and winters can reach freezing temperatures while the south rarely receives snow. In the south, spring is moderate and a great time of the year while winter is very mild and rarely cold. Creoles pride themselves on hospitality, so don't worry about making friends when you retire, Louisiana is filled with friendly people.

LA's Continuing Care Retirement Communities Regulations and Laws

Continued care homes in Louisiana are subject to a list of rules, regulations, and laws that can be found on the Louisiana Department of Health website. These laws and regulations include routine facility inspections and strict health codes that will ensure that your loved one is treated with the best possible care.

Crime and Safety In Louisiana

For the sake of your personal safety and the best return on investment in a CCRC, it can be a good idea to review crime reports from the area surrounding your community or campus. Although the state’s various cities can range anywhere from 580 to 5,366 in their crime scores according to recent FBI Crime Reports, finding a suitable CCRC in Louisiana shouldn’t be difficult. Even though cities like Baton Rouge and Shreveport may have higher crime rates than others, visiting the area you are considering is a great way to determine if it’s right for you. Below are some of the safest places to call home in Louisiana.

LocationViolent Crimes Per 1,000 RedidentsProperty Crimes Per 1,000 Residents

Payment and Costs for CCRCs in Louisiana

The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a buy-in option, meaning they join the community by buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.

The difference in prices is largely a result of the type of contract residents enter into, as well as their individual health care costs and possible Medicare or Medicaid coverage.

  1. Extensive Contracts – Guarantee a lifetime of housing and care at any and all levels provided by the community. These include monthly fees in exchange for a wide range of services. Because there is a relatively lower degree of risk, the upfront costs are much higher.
    1. Entry Fee: $160,000 - $600,000
    2. Monthly Fee: $2,500 - $5,400
  2. Modified Contracts – Modified contracts only extend to a set number of days. After exceeding this limit, services are paid for out of pocket by the resident. Monthly fees are also still charged at an ongoing rate.
    1. Entry Fee: $80,000 - $750,000
    2. Monthly Fee: $1,500 - $2,500
  3. Fee-For-Service Contracts – Residents only pay for the services they currently use, however, are not safeguarded from any future changes in pricing or service availability. Most of the financial burden is born by the resident, depending on Medicare or Medicaid eligibility. These are considered to be the contracts with the highest risk, even though their upfront costs are the lowest.
    1. Entry Fee: $100,000 - $500,000
    2. Monthly Fee: $1,300 - $4,300
  4. Rental Agreements – Allow residents the ability to rent a unit on a monthly or annual basis. This type of contract does not guarantee access to healthcare on a fee-for-service basis, unlike other agreements.
    1. Entry Fee: $1,800 - $30,000
    2. Monthly Fee: $900 - $10,700
  5. Equity Agreements – Shares of the community or association are afforded to individuals by the transferal of actual home, condominium, or town home ownership within the CCRC. Healthcare services can still be purchased for additional fees. Through an equity agreement, the property’s appreciation benefits the individual or their estate as specified by the terms of the contract. This type of agreement relies heavily on the fluctuations of real estate in the area. 

From a Report by The U.S. Government Accountability Office.

Senior and Elderly Rights for CCRCs in Lousiana

A description of your rights within each particular CCRC are to be displayed and understood upon entering into your continuing care contract. If your rights are ever violated, don’t hesitate to contact a legal advisor familiar with senior law. Coupled with Louisiana’s authentic culture and diverse attractions, your move to a CCRC can be the perfect chance to retire comfortably.

LA Continued Care: Medical Record Rules and Regulations

Since the goal of continued care is to allow seniors to live independently, most communities will require a health screening in order for individuals to be admitted. Many times an applicant’s health records are required along with a physical examination. Unfortunately, it is not uncommon for applicants with frailties and those older than 80 years of age to be denied admission, especially if their pre-existing medical conditions are excluded from the health care coverage to be provided.

Residents receiving any type of medical attention in Louisiana are entitled to a comprehensive and accurate record of their diagnosis and treatment. Otherwise, these records are to remain confidential for up to 6 years and can be accessed by submitting a request and providing a small fee.

Finding the perfect senior care community is only part of making your loved one’s senior living transition smooth. At SeniorCaring, we know that it is also equally important to be aware of what other community services and resources are available to your family’s senior. Choose your location and find local resources for your senior.