Kentucky Assisted Living Centers

Under Kentucky law, an assisted living community is defined as a series of living units under the same business entity, which must be certified under the KRS 194A.707, to provide services assisted with daily living to 5 or more adults who are not related to the management through blood or marriage. Kentucky law specifically states assisted living communities do not provide medical care except first aid.

Personal care homes (PCHs) also provide the same types of services as assisted living communities but PCHs are licensed by the Office of the Inspector General instead of the Kentucky Department for Aging and Independent living.

There are currently more than 100 assisted living communities operating in Kentucky.


Find Senior Caring Options by County

Assisted Living Communities in Kentucky – Cost Comparison

City Monthly Minimum Monthly Maximum Monthly Median
Bowling Green $2,715 $3,620 $3,476
Elizabethtown $2,250 $4,450 $3,210
Lexington $1,230 $6,450 $3,852
Louisville $2,400 $6,000 $3,030
Owensboro $1,170 $2,960 $1,740

The average cost of assisted living or personal care homes in Kentucky is $3,350 per month. Compared to the national average, Kentucky’s median cost for long term assisted care sits slightly above the national average costs for assisted living care. Within Kentucky, costs vary depending on the location and the population of the area. The major areas in Kentucky with assisted facilities produce median costs above the state average.

For more information about assisted living costs in Kentucky, check outGenworth’s 2015 Cost of Care Survey.

Recreation & Attractions in Kentucky

Located in the heartland of America, Kentucky is home to some of the beloved pastimes and breath taking sites in the United States. Most notably associated with Kentucky, Churchill Downs is home to the Kentucky Derby and offers a unique mixture of high society, pure breed horses and the deep history of horse racing in America. Tours of the track and the museum are available to the public.

Below the bluegrass fields, lies the Mammoth Cave National Park. The worlds largest cave system, Mammoth Cave National Park, offers tours of the unique underground rock formations. Canoeing, picnicking, horse back riding and cycling trails are offered on the grounds outside of the cave walls. For those preferring gems instead of caves, the Cumberland Falls State Resort Park offer gem mining under the beautiful falls after which the park was named, along with camping and bird watching.

Outdoor thrills are offered at Kentucky’s Red River Gorge. Red River Gorge and the area surrounding it are reserved for camping, zip lining, hiking and scenic views for miles. From the unique nature of Kentucky came many unique people creating products infused with the essence of Kentucky. The original Sanders Café is still operational and continues to feed many visitors each day at the first Kentucky Fried Chicken built by Colonel Harland David Sanders during the Great Depression. Connoisseurs and newcomers alike can explore another unique Kentucky creation, Bourbon Country.

Kentucky’s Climate, Geography, & Culture

Kentucky is a state influenced by both the South, and the Midwest. The state is known for two main things: bourbon and horses. Horse farms can be found through out the state and everybody is going to be paying attention to the Kentucky Derby each year. Residents of the state love outdoor activities and sports and are artists, farmers, musicians, and most importantly, friendly.

Like most of the continental United States, Kentucky experiences four distinct seasons. Located in the southern region of America, Kentucky experiences a short winter from December to February with average temperatures falling into the low-20-degree Fahrenheit range. Spring begins to settle in March with temperatures climbing into the 50 and 60-degree Fahrenheit range. A favorite time of year for local, lush Bluegrass fields begin to rise from winter hibernation. Summers are hot in Kentucky, especially during July with temperatures averaging in the high-80-degree to low-90-degree Fahrenheit range. Precipitation accumulates to 43 inches annually in Kentucky.

Kentucky’s Assisted Living Homes Regulations & Laws

Assisted Living homes are regulated by a state-to-state basis. Every state has a publicly accessible legal document outlining the regulations, licensing, operation and other rules for assisted living. The Kentucky Cabinet for Health and Family Services, Department for Aging and Independent Living oversees and defined the regulations for assisted living facilities in the state. The complete document outlining regulations as defined by Kentucky law can be obtained online. Public records concerning violations, inspections, citations and the like on individual care homes in Kentucky can be obtained from the Office of Inspector General Open Records Request page.

Crime & Safety in Kentucky

When looking for a new place to live, it is always important to consider the safety of the community you are in. If you are not sure where to start your search, look at some the safest communities in Kentucky:

LocationViolent Crimes Per 1,000 ResidentsProperty Crimes Per 1,000 Residents
Fort Thomas0.377.21


Payment Options for Kentucky Assisted Living Communities

Hart-Supported Living

Unfortunately, Kentucky Medicaid does not support services provided in an assisted living community. For those looking for financial assistance for assisted senior care, Kentucky does offer a non-Medicaid option: the Hart-Supported Living program to elderly and disabled residents. This program provides a grant to provide flexible and individualized broad category of services. To find out if you are eligible to apply for a grant, please visit the official Hart-Supported Living Program page.

Assisted Living Family Loans

Alternate payment options are available. Families can apply for an assisted living family loan. This provides temporary or long-term financial assistance when paying for assisted senior care. The program allows multiple people to contribute to payment.

Senior & Elderly Rights for Assisted Living Centers in Kentucky

While residing in the home, a resident retains constitutional civil rights, rights of privacy, freedom of speech, and freedom of religion. The resident also retains the right to personal possessions, autonomy over personal finances, bodily autonomy, and power of attorney. The resident has a right to be informed of the process to file a complaint of unsatisfactory living situations, abuse, neglect and the like. The complete list of resident rights guaranteed by Kentucky law can be viewed online.

Kentucky Assisted Living Homes: Medical Record Rules & Regulations

Kentucky assisted living homes are required to provide any type of heath service that is ordered by an attending physician, as well as keep all medical information confidential, accurate, and complete. Medical records shall be readily accessible upon request and should be kept for a period no less than 5 years from death or discharge date.

Residents in Kentucky assisted living centers have access to their medical records and can request a copy of all or a portion of their medical records. They should be able to access those records in no longer than 48 hours from a written request. They can also request a copy of some or all of the information at a cost not to exceed the community standard cost for photocopies.

Finding the perfect senior care community is only part of making your loved one’s senior living transition smooth. At SeniorCaring, we know that it is also equally important to be aware of what other community services and resources are available to your family’s senior. Choose your location and find local resources for your senior.